Episode 117 – The End of History Illusion

Episode 117 – The End Of History Illusion

In this episode we’re diving into a fascinating psychological concept that influences the way we make decisions — The End of History Illusion, which in short, is the idea that people believe they have reached their final form and will not change much in the future. The guys explore how our personality, values, and needs continue to change throughout our lives—and why we often underestimate these changes. They’ll also discuss the effect this illusion has on our financial decisions, from planning for retirement to making career choices, and share practical ways to connect with your future self.

Oh, and don’t miss Tight-Ass Tommo’s latest round of quirky money-saving tips — they’re as entertaining as they are thrifty!

Welcomes & Introductions

Want to know more about Chris Budd’s The Financial Wellbeing Pulse? Take a look here
Fancy a chat with Tom Morris and the team at Ovation? Contact details here

Whats on Today’s Podcast

Learn about the fascinating psychological concept of The End of History Illusion and how it affects our decision-making. Discover why we assume we won’t change much in the future, even though our past tells a different story.

Tight Ass Tommo

Save your 2024 calendar to reuse in 2052!
Meal prep—but don’t overload your freezer.
Over 50? Stop warming your plates to save energy!

How Underestimating Personal Future Change Effects Your Financial Decisions Today

Why we get it wrong.
Why we underestimate how much we’ll change in the future—and how this impacts our finances.

How this impacts your finances.
From career paths to retirement plans, find out how our mistaken beliefs about the future can lead to financial regrets.

Practical tips for better decisions.
Hear strategies to connect with your future self and make smarter, more proactive choices today.

Conclusions From The Guys

Come and get involved!

We want to hear your Messages From the Future. Record a short 30-second message sharing a decision you’re glad you made (or one you regret) to help others make better choices. Send your voice clips to marketing@ovationfinance.co.uk—and join the conversation.